What is Medicare? Medicare is a Health Insurance Program for: - People age 65 or older. - People under age 65 with certain disabilities. - People of all ages with End-Stage Renal Disease
(permanent kidney failure requiring dialysis
or a transplant)
Medicare has Two Parts: Part A (Hospital Insurance) Most people don't have to pay for Part A. Part B (Medical Insurance) Most people pay monthly for Part B.
You can choose different ways to get the services covered by Medicare. Depending on where you live,
you may have different choices. In most cases, when you first get Medicare, you are in Original Medicare.
You may want to consider a Medicare Prescription Drug Plan to add drug coverage. Or, you may want to consider
a Medicare Advantage Plan (like an HMO or PPO) that provides all your Part A, Part B, and often Part D coverage.
You make a choice when you are first eligible for Medicare. Each year you can review your health and prescription
needs and switch to a different plan in the fall.
CALIFORNIA MEDICARE SUPPLEMENT HEALTH PLANS
Medicare Supplement Insurance also known as medigap coverage, involves
many choices and options. Holenstein Insurance Services allows you to comparison
shop state approved senior California health insurance options,
choices, and plans. Medicare Advantage plans are also available. Call
toll free 1-877-744-6787 or e-mail Elizabeth at liz@insurer.com for a quote.
